Your next home,
financed right.
I help homebuyers across Florida find the right financing for their goals and guide them from the first conversation to the closing table with confidence. Speak English and Spanish.
Mortgage financing should feel clear, personal, and manageable.
I've been helping clients navigate the mortgage process since 2005, and I believe great service starts with communication. I take the time to understand each client's goals, explain their options clearly, and stay involved from the first conversation through closing.
Whether you're buying your first home, investing, refinancing, or need a more specialized loan program, my goal is to make the process feel less overwhelming and help you move forward with confidence.
Homebuyers who want a guide, not just a lender.
Every client is different. The plan should be too.
First-Time Homebuyers
Guidance from pre-approval through closing, with clear explanations every step of the way.
Move-Up & Repeat Buyers
Financing strategies for buyers purchasing their next home, upgrading, downsizing, or relocating.
Real Estate Investors
Loan options for investment properties, DSCR financing, rental properties, and other real estate opportunities.
Self-Employed Borrowers
Flexible financing options for business owners, 1099 earners, and borrowers with non-traditional income.
Foreign National & ITIN Buyers
Mortgage solutions for qualified buyers who may not have traditional U.S. income or residency documentation.
Homeowners Looking To Refinance
Options for homeowners looking to improve their loan structure, access equity, or refinance when it makes financial sense.
From first hello to closing day.
Let's Talk
We'll start with a quick conversation about your goals, timeline, income, and what you're looking to accomplish.
Get Pre-Approved
I'll review your information, explain your financing options, and help you understand what you may qualify for.
Find The Right Home
Once you're ready to shop, I'll stay connected with you and your real estate agent throughout the process.
Close With Confidence
From contract to closing, I'll keep you updated, help manage the financing process, and make sure you know what to expect along the way.
FINANCING FOR MORE THAN ONE KIND OF BUYER.
Every borrower — every story is different. Through ACE Florida Mortgage, I have access to a variety of loan programs and lenders, allowing me to help identify financing options that may fit your goals and financial situation.
Home Purchase
Self-Employed & Alternative Income
Investors
Specialty Loans
Not sure which option fits your situation? Let's talk.
Explore My OptionsWhat it's actually like to work with Nelly.
Nelly explained every step in a way that actually made sense to us. We closed in five weeks and never once felt lost.
She walked my parents through the entire process in Spanish. No confusion, no stress. We are homeowners because of her.
I messaged her at 9pm with a random question and she answered within minutes. That is the kind of service you remember.
READY TO TAKE THE NEXT STEP?
Whether you're ready to apply or just have a few questions, I'm here to help you understand your options and decide what makes sense for you.